Privacy Policy

1. Introduction

Hatira Capital ("Company," "we," "us," or "our") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website hatiracapital.com or submit a funding application.

By using our website, you agree to the collection and use of information in accordance with this policy. If you do not agree, please do not use our site.

2. Information We Collect

We may collect the following types of information:

• Personal Identifiers: Name, email address, phone number, business name.
• Financial Information: Requested loan amount, monthly revenue, FICO score range, time in business.
• Usage Data: IP address, browser type, pages visited, time spent on pages, referring URLs.
• Cookies & Tracking: We use cookies and similar technologies to enhance site functionality and analyze traffic (see Section 7).

3. How We Use Your Information

We use the information we collect to:

• Process and respond to your funding inquiries and applications.
• Contact you with personalized loan offers and follow-up communications.
• Improve our website, services, and user experience.
• Comply with legal and regulatory obligations.
• Prevent fraudulent activity and ensure security.
• Send you marketing communications (where you have consented).

4. How We Share Your Information

We do not sell your personal information. We may share your information with:

• Lending Partners: Third-party lenders and financial institutions to facilitate your funding request.
• Service Providers: Trusted vendors who assist us with CRM, analytics, email delivery, and website hosting, under strict confidentiality agreements.
• Legal Authorities: When required by law, court order, or to protect the rights and safety of Hatira Capital or others.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law. You may request deletion of your data at any time (see Section 9).

6. Data Security

We implement industry-standard technical and organizational measures to protect your information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

7. Cookies & Tracking Technologies

We use cookies and similar technologies to:

• Remember your preferences and settings.
• Analyze website traffic and usage patterns (e.g., Google Analytics).
• Deliver relevant advertisements and measure campaign effectiveness.

You may control cookie preferences through your browser settings or by declining cookies in our consent banner. Note that disabling cookies may affect site functionality.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies.

9. Your Rights & Choices

Depending on your location, you may have the right to:

• Access the personal information we hold about you.
• Request correction of inaccurate data.
• Request deletion of your personal information.
• Opt out of marketing communications at any time.
• Lodge a complaint with a data protection authority.

To exercise any of these rights, please contact us at info@hatiracapital.com.

10. Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by updating the "Last Updated" date at the top of this page. Your continued use of our website after any changes constitutes acceptance of the updated policy.

12. Contact Us

If you have any questions about this Privacy Policy, please contact us: